ISO 20022-5:2026

Financial services — Universal financial industry message scheme — Part 5: Conceptual interoperability and reverse engineering

Publication date:   Apr 13, 2026

General information

60.60   Standard published   Apr 13, 2026

ISO

ISO/TC 68/SC 9 Information exchange for financial services

International Standard

03.060   Finances. Banking. Monetary systems. Insurance

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Scope

This document defines a scalable, methodical process to ensure business concept model interoperability and logical model alignment and reverse engineering.
This document provides guidance on conceptual interoperability and reverse engineering to explain how to extract relevant information from existing IndustryMessageSet, proprietary MessageSet or business model in order to prepare the submission to the ISO 20022 Registration Authority of equivalent, ISO 20022 conformant BusinessTransactions, BusinessComponents (including BusinessElements and Constraints) and MessageSets.
This document describes the activities of ISO 20022 conceptual interoperability and reverse engineering from the point of view of the user who wants to verify that the business functionality, covered by their own IndustryMessageSet, proprietary MessageSets or business model, is covered by ISO 20022 conformant BusinessTransactions, BusinessComponents (including BusinessElements and Constraints) and MessageSets.

Life cycle

PREVIOUSLY

WITHDRAWN
ISO 20022-5:2013

NOW

PUBLISHED
ISO 20022-5:2026
60.60 Standard published
Apr 13, 2026